High Net-Worth Insurance 62% of high net-worth families do not take full advantage of discounts earned by placing multiple policies with one carrier.* If you own multiple properties, irreplaceable artwork, or a home valued at more than $1 million, you may require more sophisticated insurance coverage. High net-worth individuals and families face unique insurance challenges and have more complicated risk management needs, such as the need for high value homeowners insurance coverage or life insurance for estate tax reasons.It is important to avoid over or under insuring against minor and major threats, from natural disasters to health concerns. By building a customized high net-worth insurance policy, we can help you find the right balance between your needs and your coverage.*“Are You Overpaying to Be Underinsured?” Review Journal. April 2015.